as outlined by Basel II, can be attained by leveraging information technology assets. The financial sector will, therefore, rely significantly on IT service providers to implement Basel II. Accordingly, the IT sector is required to provide a more coherent architecture for process automation and integration, and cost reduction mechanisms. This implementation will encourage the development of new IT based value-add products, services and channels, all of which will be comply with Basel II regulations. This white paper discusses the framework and impact of Basel II in financial organizations and highlights the role of an IT services provider in a successful Basel II implementation. BASEL II û AN OVERVIEW Financial markets were always prone to incurring heavy losses resulting from poor risk management policies or fraud ûboth capable of reducing public confidence; the mainstay of the sector. As a result, banking institutions and investment firms felt the need to improve their measures for security and risk management across their enterprise, which led to the Basel Accord being signed in 1988. The central banks of over 100 countries adopted the Basel Accord as a basis of risk management within their system. One of its aims was to maintain an adequate level of capital in the international banking system. However, the regulatory capital requirement set by the Accord proved to be incompatible with the newer and more sophisticated internal measures of economic capital. Additionally, the accord was unable to recognize credit risk techniques, such as collateral and guarantees. This resulted in an inflexible system and, ultimately, increased the risk for financial institutions. Basel II was devised to fill these gaps. Basel II implementation allows bankers to adequately emphasize their individual internal risk management methodologies. Bankers can also provide more incentives and options for risk management, thereby increasing flexibility within their systems. Basel II also provides a variety of benefits to the banking system. These include enhanced risk management, efficient operations, and higher revenues to the banking community. Along with the increased benefits, Basel II has also placed some controls on the international banking system, primarily in the form of higher capital requirements underwriting the mismanagement of risks and lack of infrastructural controls in many economies. All banks in the EU and international banks that operate within the EU will
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
pieceGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
isGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
anGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
abstractGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
triptychGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
thatGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
IGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
foundGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
whileGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
IGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
wasGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
inGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
AtlantaGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
buyingGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
religiousGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
paintingsGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
TheGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
pieceGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
wasGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
calledGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
GuardianGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
AngelGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
andGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
IGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
loveGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
itGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
MyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
patronsGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
fellGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
inGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
loveGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
withGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
itGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
asGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
wellGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
TheyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
haveGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
askedGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
meGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
toGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
trackGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
downGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
artistGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
andGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
seeGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
ifGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
heGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
hasGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
anymoreGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
religiousGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
paintingsGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
availableGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
TheGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
onlyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
religiousGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
paintingsGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
thatGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
IGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
actuallyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
doGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
notGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
buyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
areGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
onesGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
thatGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
reflectGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
imageGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
ofGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
JesusGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
onGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
crossGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
IGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
don’tGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
haveGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
aGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
problemGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
withGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
themGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
someGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
ofGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
themGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
areGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
extremelyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
wellGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
doneGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
andGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
wouldGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
moreGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
thanGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
likelyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
sellGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
wellGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
butGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
myGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
investorsGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
madeGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
itGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
veryGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
clearGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
whenGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
financedGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
galleryGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
thatGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
IGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
wouldGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
notGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
putGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
thatGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
imageGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
intoGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
itGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
PPPPPGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
683Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
AjelloGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
CandlesGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
TheGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
mottoGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
ofGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
AjelloGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
CandleGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
CompanyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
isGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
“It’sGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
betterGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
toGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
lightGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
aGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
candleGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
thanGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
toGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
curseGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
darkness”Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
ThisGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
candleGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
makingGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
companyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
hasGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
beenGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
inGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
businessGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
sinceGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
1775Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
TheGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
businessGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
hasGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
beenGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
familyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
ownedGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
forGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
sevenGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
generationsGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
TheGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
candlesGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
fromGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Ajello’sGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
areGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
wellGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
knownGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
forGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theirGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
beautyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
andGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
qualityGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
WhileGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
makeGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
moreGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
candlesGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
nowGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
thanGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
inGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
1775Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theirGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
dedicationGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
toGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
qualityGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
andGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
toGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
customersGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
hasGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
neverGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
changedGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
TheGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
AjelloGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
CandleGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
CompanyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
wasGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
foundedGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
byGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
RafaelGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
AjelloGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
anGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
ItalianGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
painterGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
HeGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
wasGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
alsoGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
aGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
beekeeperGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
soGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
heGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
triedGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
hisGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
handGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
atGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
usingGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
beesGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
waxGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
toGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
createGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
candlesGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
HeGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
workedGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
hardGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
toGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
createGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
aGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
formulaGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
thatGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
workedGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
wellGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
TheGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
formulaGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
combinedGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
withGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
hisGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
outstandingGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
artisticGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
abilityGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
leadGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
toGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
birthGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
ofGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
AjelloGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
CandleGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
CompanyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
InGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
1785Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
companyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
earnedGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
honorGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
ofGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
creatingGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
allGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
candlesGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
forGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
VaticanGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
HeGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
andGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
hisGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
wifeGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
ranGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
businessGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
keepingGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theirGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
childrenGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
involvedGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
inGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
processesGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
fromGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
anGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
earlyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
ageGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
AsGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
timeGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
wentGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
onGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theirGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
childrenGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
andGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
grandchildrenGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
keptGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
businessGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
runningGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
asGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
wellGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
asGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
passedGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
familyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
businessGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
onGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
toGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theirGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
childrenGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
ByGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
1862Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
companyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
hadGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
establishedGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
itselfGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
asGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
aGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
leaderGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
amongGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
theGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
candleGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
makingGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
industryGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
TheyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
hadGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
alsoGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
addedGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
perfumesGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
andGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
manyGerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gerald Elliot Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs.
Share this

SUBSCRIBE OUR NEWSLETTER
SUBSCRIBE OUR NEWSLETTER
Join us for free and get valuable content delivered right through your inbox.